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Invest in the pieces you love without compromise. With Affirm, you can split your purchase into easy monthly payments — many with 0% APR — and enjoy your new furniture from the moment it arrives.
Browse our curated collection and add your favorites to the cart. There is no minimum purchase required for financing.
Select Affirm as your payment method and complete a quick application. You will receive an instant decision with no impact to your credit score.
Choose the payment schedule that works for you — from bi-weekly installments to monthly plans up to 36 months.
Split your purchase into 4 interest-free payments over 6 weeks. No fees when you pay on time.
Example: $2,000 = 4 payments of $500Spread your investment across manageable monthly payments with promotional 0% APR on qualifying purchases.
Example: $3,000 over 12 mo = $250/moFor larger investments, extend your payments over up to 36 months. Rates vary based on creditworthiness and purchase amount.
Example: $6,000 over 24 mo = ~$250/moChecking your eligibility uses a soft credit check, so your score stays unchanged.
Know your approval status and monthly payment in seconds, right at checkout.
Transparent terms with no late fees, no prepayment penalties, and no surprises.
Pay down your balance early at any time with no penalties. You are always in control.
Affirm is available on purchases of $50 or more. For the Pay in 4 option, the minimum is typically $50 and the maximum is $4,000. Monthly payment plans are available for higher purchase amounts.
No. Affirm uses a soft credit check to determine your eligibility, which does not affect your credit score. If you are approved and choose to proceed with a loan, Affirm may perform a hard credit inquiry depending on the payment plan selected.
The application is straightforward. You will need to provide your name, email address, mobile phone number, and date of birth. There is no lengthy paperwork or documentation required — just a few quick fields and you will receive a decision in seconds.
Yes. You can make additional payments or pay off your entire balance at any time through the Affirm app or website. There are no prepayment penalties, and paying early may reduce the total interest you pay on plans that carry an APR.
If you return an item purchased with Affirm, we will process your refund according to our standard return policy. Once the refund is issued, Affirm will adjust your loan balance accordingly. Any payments you have already made toward the returned item will be refunded to your original payment method.
For questions about your payment schedule, balance, or loan terms, contact Affirm directly through their app or at affirm.com/help. For questions about your order, shipping, or products, our concierge team is happy to help at (307) 278-7107 or [email protected].
Browse our collection and select Affirm at checkout. Questions? Our concierge team is here to help.